Unoccupied

Residential Unoccupied

PIUA can give you three levels of cover for Residential Unoccupied, from Level 1 – FLEA Only, to Level 3 – Theft, Malicious Damage and Escape of Water up to the Sum Insured. For any price sensitive clients Level 2 might be a good option with Theft, Malicious Damage and Escape of Water up to £2,500 covered at a reduced premium.

Some Key benefits of our Residential Unoccupied Scheme are:

  • Unfixed Building Materials up to £5,000
  • Fire, Lightning, Earthquake, Explosion, Aircraft - Excess Nil
  • 10% Discount where claim free for 3 years or more
  • Subsidence Cover included if Unoccupied to be sold
  • Level 2 cover Includes Theft/Malicious Damage & Escape of Water up to £2,500

For more info download our flyer here

Commercial Unoccupied

Our Commercial Unoccupied policy covers your clients for the standard perils as well as a number of wider perils including riot and civil commotion; flood; escape of water; impact by vehicles and animals and Property Owners Liability (on request).

Some Key benefits of our Commercial Unoccupied Scheme are:

  • Unfixed Building Materials up to £5,000
  • Fire, Lightning, Earthquake, Explosion, Aircraft - Excess Nil
  • 10% Discount where claim free for 3 years or more
  • Subsidence Cover included if Unoccupied to be sold
  • Discounts for intruder alarms (where not an underwriting condition)
  • 2 Cover Options – Fire, Lightning, Explosion, Aircraft and Wider Perils
  • Voluntary Excess Discounts available
  • Size Discounts available

For more info download our flyer here